I am often asked if a personal appearance is necessary to file a bankruptcy. The answer is “No”. It starts with contacting my office, whether by phone, email, text, or in person, to arrange for a free consultation. At your choice, we will meet with you in person, by Zoom or by telephone. In that you may live more than 100 miles from my office, this will save you time and money.
At the meeting we will discuss your options and advise you what we need from you to prepare the bankruptcy petition. Our office can gather all of the information and documents we need by a combination of telephone, email, mail, and texting. We can even accept your signature by scan. Of course, you are always welcome to make an appointment to come by the office in person.
Once your case is filed, the Bankruptcy Court will appoint a trustee, whose job it is to oversee your case. You are required to meet with your trustee. Prior to Covid, a personal appearance was required, but now your appearance will either be by telephone or Zoom. In rare situations the Trustee may require an appearance in person, but that is quite rare. The Trustee will require documents, such as pay stubs and tax returns, but these will be sent by mail or email.